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"The general exclusions in Marine Cargo Insurance under Institute Clauses (A), (B) and (C) are:- •Wilful misconduct of the insured, •ordinary leakage, loss in weight or volume •Insufficient package •Unseaworthiness of vessel or craft •Inherent Vice of the subject matter, i.e. loss caused by inherent vice or nature of the subject matter. For example, perishable commodities like fruits, •vegetables, etc. may deteriorate without any accidental cause •War and strikes"
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